Purchasing And Financing Your Dream Home
With over a decade of experience helping clients purchase their dream home, we pride ourselves on assisting people accomplish this great American Dream of home ownership, while navigating you through the matrix of the home mortgage process so that it can be smooth and easy for our borrowers.
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Steps In Buying A Home
  • Get Pre-Approved
  • Find & Negotiate a Home Purchase
  • Finance a Home Loan
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WHY GET PRE-APPROVED
  • Know What Price Range You Can Afford
  • Identify & Eliminate Any Credit Issues Early On
  • It Will Help You With Negotiating Power
  • It Will Give Sellers Confidence To Accept Your Offer
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Mortgage Loan Process
  • Application
  • Submit Required Documentation
  • Sign Lender’s Disclosures
  • Submission to Underwriting
  • Title Report & Appraisal Ordered
  • Approval from Underwriter
  • Submit Any Outstanding Conditions
  • Loan Docs & Signing
  • Funding & Recording
Refinancing Your Home
Refinancing allows you to replace your existing mortgage with a new one, taking advantage of new mortgage terms, lower interest rates, or cashing equity out of your home. Refinance also allows you to consolidate other debt, including student loans, personal loans, credit cards and even other second mortgages such as a HELOC (Home Equity Line of Credit).
Lower Payment
Now is the time to take advantage of today’s low rates

Refinancing allows you to replace your existing mortgage with a new one, taking advantage of new mortgage terms, lower interest rates, or cashing equity out of your home. Refinance also allows you to consolidate other debt, including student loans, personal loans, credit cards and even other second mortgages such as a HELOC (Home Equity Line of Credit).

Shorten Loan Term
Shorten your loan term

It can be a great idea to refinance from a 30 year fixed loan into a 20, 15, or 10 for many reasons. By doing this, you pay less interest over the life of your loan, which means more money in your pocket. We would like to help you shorten your loan term in addition to locking you in to a lower interest rate. We will help you choose a loan term that makes the most since with your given financial sitauation.

ARM Conversions
Lock in a current low interest rate

It may be in your best interest to convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortage (FRM). This will give you peace of mind by eliminating the risk of having your monthly payment increase.

Cash-Out
Take advantage of the equity that you have built in your home

This option is popular for our clients that have built equity in their home and would like to borrow against their home’s equity in order to finance or pay for other expenses. You can borrow against the equity of your home and lock in a low rate at the same time!

Choosing The Right Loan
Every client is unique and has unique needs. Therefore we offer a wide array of loan types across the entire spectrum to provide every client the solution they need and the value they deserve.
What's Your Home Worth?
Please complete as much of the information below as possible and we will get back to you shortly with your home valuation report.

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